Author: Peter Dunn, Special to USA TODAY

I’m 58 years old and for the first time ever, retirement seems real to me. The problem is I don’t have any money. Now what?

One reader asks Pete the Planner if there’s anything wrong with not leaving kids an inheritance. Here’s Pete’s advice on communication those wishes.

A financial adviser assures soon-to-be retiree that $180,000 is enough of a nest egg to last until 100. Pete the Planner tells her if that’s right.

Going back to work after retirement isn’t a popular option, but it might be necessary if you see these patterns.

Buying your parents’ home could be a good financial move. But when you are nearing retirement age, calculate its effect on your overall savings plan.

Enjoying yourself at a friend’s wedding means taking a practical approach, and budgeting for travel and gifts from the moment the invitation arrives.

Losing a job in your 50s is a devastating moment, especially if the job is connected to a long career ripe with upward mobility.

I’m halfway through a 20-year term policy for $300,000. It costs me $3,600/year. Would it be a poor choice to drop the policy?

I have credit card debt of $5,300 but $6,000 of student loan money in an account. Do I pay down the debt? Or do I leave the money in the account.