When jobs are sparse, it’s very difficult for young people to launch their careers. It’s especially difficult when student loans are part of it.
Author: Peter Dunn, Special to USA TODAY
One of your kids lost their job and can’t pay their expenses. How you should handle it?
What should parents do when a child loses their job and is unable to pay their rent or other living expenses?
Your company gives you an early retirement offer, should you take it?
Healthcare costs, Social Security and lifestyle choices should be considered before you act on an early retirement offer.
Pete the Planner: Do I need to buy life and disability outside of my job?
Group life and disability benefits are fantastic. They are cheap and easily attainable. But they should not replace policies you can buy outside work.
How do you help a child with poor finances without enabling bad habits? Establish oversight.
Sometimes children don’t always have financial problems, they have discipline problems. Giving them money won’t solve the discipline problems.
Borrowed money is cheap right now, but don’t let it distract you from your retirement
You’re likely earning significantly less interest on your savings deposits than you are paying in interest on your HELOC.
Draining your 401(k) because of COVID-19 is painful, but you can rebound
But the decisions you make in the next couple of years will certainly determine whether you will have the sort of retirement you’ve always wanted.
The stock market is crashing and we’re in a recession. Can I still retire?
I had planned on retiring this October. But with all this stock market crash and recession stuff, I’m not sure I can or should.
Pete the Planner: Is 58 too old to buy my first home?
My husband and I want to buy our first home. We areĀ 58. Are we too old. Should we buy or continue to lease? We have saved $35,000.
My husband wants me to retire with him, but he’s 10 years older with no life insurance. What should I do?
I’m worried about what will happen to my retirement income when my husband dies. I personally don’t have many assets. What should I do?