News Why should my bad credit score impact my car insurance? Rashida Tlaib’s bill fixes that. March 23, 2019 Nancy Kaffer, Detroit Free Press Comments Off on Why should my bad credit score impact my car insurance? Rashida Tlaib’s bill fixes that. For most, it doesn't matter how safe of a driver you are. If you have bad credit, you'll pay for it in your car insurance rate. That must change.